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Pay & allowances

Unpaid break annual time and pay

Unpaid break annual time and pay: Annual unpaid-break value = minutes per shift divided by 60 times shifts times hourly rate.

Pay & allowances

Annual value of commute time

Annual value of commute time: Annual time value = commute minutes divided by 60 times commute days times entered hourly value.

Pay & allowances

Remote work annual savings

Remote work annual savings: Annual net saving = remote days times working weeks times avoided commute and meal costs less added home cost.

Pay & allowances

Training cost repayment balance

Training cost repayment balance: Remaining balance = original cost times the uncompleted fraction of the write-down period.

Money & borrowing

Rental move-in cash needed

Rental move-in cash needed: Move-in cash = rent times deposit and advance months, plus fees, less credits already paid.

Money & borrowing

Roommate rent split by private room size

Roommate rent split by private room size: Your rent = equal share of the shared portion plus your room-area share of the private portion.

Money & borrowing

Rent proration by occupied days

Rent proration by occupied days: Prorated rent = monthly rent divided by calendar days in the billing month times occupied days.

Money & borrowing

Lease break cost estimate

Lease break cost estimate: Estimated lease-break cost = penalty plus remaining rent and repaid concessions, less valid deposit credit.

Money & borrowing

HOA special assessment payment plan

HOA special assessment payment plan: Approximate monthly payment = remaining assessment plus simple interest over the plan, divided by months.

Money & borrowing

Property tax monthly reserve

Property tax monthly reserve: Additional monthly reserve = annual tax with planning increase divided by 12, less existing escrow.

Money & borrowing

Home maintenance sinking fund

Home maintenance sinking fund: Monthly contribution = annual maintenance plus major-project reserve less existing savings, divided by funding months.

Home & construction

Appliance repair versus replace break-even

Appliance repair versus replace break-even: Repair annual cost = repair divided by added life; replacement net annual cost = installed cost divided by life minus energy saving.

Home & construction

Insulation upgrade simple payback

Insulation upgrade simple payback: Simple payback years = net installed cost divided by annual energy saving.

Electronics & energy

Heating fuel cost comparison

Heating fuel cost comparison: Savings from heat pump = alternative fuel input cost minus electricity input cost for the same useful heat.

Travel & transport

Moving truck trip cost

Moving truck trip cost: Trip cost = rental plus distance divided by fuel economy times fuel price, plus tolls.

Everyday arithmetic

Storage unit true annual cost

Storage unit true annual cost: Annual cost = rent before and after the entered increase plus twelve months of insurance and setup fees.

Home & construction

Wallpaper roll count with pattern waste

Wallpaper roll count with pattern waste: Rolls = net wall area times one plus waste rate, divided by usable roll coverage, rounded up.

Home & construction

Drywall sheet layout with waste

Drywall sheet layout with waste: Sheets = total surface area times one plus waste rate, divided by sheet area, rounded up.

Travel & transport

Currency exchange spread cost

Currency exchange spread cost: Spread cost in home currency = amount minus foreign currency received divided by mid-market rate, plus fixed fee.

Travel & transport

Airline points cents-per-point value

Airline points cents-per-point value: Value in cents per point = cash fare minus award taxes, divided by points, times 100.

Travel & transport

Hotel points cents-per-point value

Hotel points cents-per-point value: Value in cents per point = cash total minus award fees, divided by points, times 100.

Travel & transport

Hotel resort fee total

Hotel resort fee total: Added stay cost = nights times resort fee with tax plus nightly parking.

Travel & transport

Rental car all-in trip cost

Rental car all-in trip cost: Total = base rental with entered taxes and fees plus daily coverage and trip fuel or toll costs.

Travel & transport

Passport and visa trip setup cost

Passport and visa trip setup cost: Total setup cost = per-person passport, visa, document and appointment costs times travellers.

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