How it works
Cash flow = rent × (1 − vacancy − maintenance − management rates) − mortgage − tax, insurance and other costs.
Input definitions
- Monthly rent collected
- Enter the value in the labeled unit.
- Vacancy allowance (%)
- Enter the value in the labeled unit.
- Monthly mortgage
- Enter the value in the labeled unit.
- Monthly tax and insurance
- Enter the value in the labeled unit.
- Maintenance reserve (%)
- Enter the value in the labeled unit.
- Management fee (%)
- Enter the value in the labeled unit.
- Other monthly costs
- Enter the value in the labeled unit.
A worked example
- Monthly rent collected
- 2500
- Vacancy allowance (%)
- 5
- Monthly mortgage
- 1400
- Monthly tax and insurance
- 450
- Maintenance reserve (%)
- 8
- Management fee (%)
- 8
- Other monthly costs
- 100
Assumptions & limits
Uses only the values entered. Rates are illustrative inputs, not live quotes, legal rules or personalised advice. Check provider terms, local requirements and measurements before acting.
Sources & review
Maintained by AnsRio. Methods and examples use automated checks; this does not imply independent professional certification.
Method updated 2026-10-19. Content checked against the stated method and examples. Our verification approach.
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Common questions
Is principal repayment treated as profit?
This cash-flow view subtracts the full mortgage payment. Equity growth and tax depreciation are separate.
How does Rental property monthly cash flow calculate the result?
Cash flow = rent × (1 − vacancy − maintenance − management rates) − mortgage − tax, insurance and other costs.
What should I verify before using Rental property monthly cash flow?
Uses only the values entered. Rates are illustrative inputs, not live quotes, legal rules or personalised advice. Check provider terms, local requirements and measurements before acting.