How it works
Fee drag = value at gross return minus value after subtracting the annual fee from return.
Input definitions
- Starting balance
- Enter the value in the labeled unit.
- Gross annual return (%)
- Enter the value in the labeled unit.
- Annual fee (%)
- Enter the value in the labeled unit.
- Years invested
- Enter the value in the labeled unit.
A worked example
- Starting balance
- 100000
- Gross annual return (%)
- 7
- Annual fee (%)
- 1
- Years invested
- 25
Assumptions & limits
Uses only the values entered. Rates are illustrative inputs, not live quotes, legal rules or personalised advice. Check provider terms, local requirements and measurements before acting.
Sources & review
Maintained by AnsRio. Methods and examples use automated checks; this does not imply independent professional certification.
Method updated 2026-10-19. Content checked against the stated method and examples. Our verification approach.
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Common questions
Does this include contributions or fee timing?
No. It compares one starting balance with annual compounding and no cash flows.
How does Portfolio fee drag over time calculate the result?
Fee drag = value at gross return minus value after subtracting the annual fee from return.
What should I verify before using Portfolio fee drag over time?
Uses only the values entered. Rates are illustrative inputs, not live quotes, legal rules or personalised advice. Check provider terms, local requirements and measurements before acting.