How it works
No-fee balance = P × (1+r)^years; with-fee balance = P × [(1+r)×(1−fee)]^years. Fee assessed after annual growth.
Input definitions
- Initial investment
- Enter the value in the labeled unit.
- Assumed gross annual return (%)
- Enter the value in the labeled unit.
- Annual asset fee (%)
- Enter the value in the labeled unit.
- Investment years
- Enter the value in the labeled unit.
A worked example
- Initial investment
- 10000
- Assumed gross annual return (%)
- 5
- Annual asset fee (%)
- 1
- Investment years
- 20
Assumptions & limits
Planning arithmetic using your supplied amounts, rates and policy. Use one currency for all money inputs; results use 2 decimal places. No statutory entitlement, automatic tax rule, live exchange rate or provider quote is inferred.
Sources & review
Maintained by AnsRio. Methods and examples use automated checks; this does not imply independent professional certification.
Method updated 2026-10-17. Content checked against the stated method and examples. Our verification approach.
Common questions
Are these investment and borrowing results guaranteed?
No. These are deterministic estimates from the inputs and stated method, not predicted returns or lending offers. Actual fees, tax, timing and contractual terms may differ.
How does the Investment annual fee impact tool work?
No-fee balance = P × (1+r)^years; with-fee balance = P × [(1+r)×(1−fee)]^years. Fee assessed after annual growth.
What are the assumptions and limits of Investment annual fee impact?
Planning arithmetic using your supplied amounts, rates and policy. Use one currency for all money inputs; results use 2 decimal places. No statutory entitlement, automatic tax rule, live exchange rate or provider quote is inferred.