How it works
In entered row order, ending cash = previous cash + income − expenses. Export the monthly surplus and running cash balance.
Input definitions
- CSV: month,income,expenses
- Plain text; maximum 200,000 characters.
- Opening cash balance
- Enter the value in the labeled unit.
A worked example
- CSV: month,income,expenses
- month,income,expenses January,3000,2500 February,2800,3100
- Opening cash balance
- 1000
Assumptions & limits
Single-currency illustration using your entered amounts and rates, not a recommendation, approval or forecast. No automatic tax rules or market data.
Sources & review
Maintained by AnsRio. Methods and examples use automated checks; this does not imply independent professional certification.
Method updated 2026-10-17. Content checked against the stated method and examples. Our verification approach.
Common questions
Can positive annual income still hide a monthly cash shortfall?
Yes. Timing matters: a running balance can become negative before later income arrives. Enter periods in chronological order and inspect every balance.
How does Monthly cash-flow budget worksheet work?
In entered row order, ending cash = previous cash + income − expenses. Export the monthly surplus and running cash balance.
What are the limits of Monthly cash-flow budget worksheet?
Single-currency illustration using your entered amounts and rates, not a recommendation, approval or forecast. No automatic tax rules or market data.
How do I keep the full worksheet?
Run the tool and choose Download file. The on-page table is a preview and may show only the first 20 rows; the downloaded file contains the full result. CSV downloads escape spreadsheet formula prefixes. Inputs and files are processed on your device.